/* ── HAC: Root & Reset ──────────────────────────────────────────────────── */
.hac-widget *,
.hac-widget *::before,
.hac-widget *::after { box-sizing: border-box; }

/* ── HAC: Widget Shell ──────────────────────────────────────────────────── */
.hac-widget {
    font-family: inherit;
    color: var(--clr-text-primary, #0f172a);
}

.hac-widget-heading {
    font-size: 1.25rem;
    font-weight: 700;
    color: var(--clr-text-primary, #0f172a);
    margin: 0 0 1.25rem;
    padding-bottom: 0.75rem;
    border-bottom: 2px solid var(--clr-accent-light, #e0f2fe);
}

/* ── HAC: Tab Navigation ────────────────────────────────────────────────── */
.hac-tabs {
    display: flex;
    gap: 0.375rem;
    margin-bottom: 1.25rem;
    background: var(--clr-bg-muted, #f1f5f9);
    border-radius: 10px;
    padding: 0.3rem;

    /* Fixes for mobile */
    overflow-x: auto;
    white-space: nowrap;
    /* Hide scrollbar but keep functionality (optional) */
    -ms-overflow-style: none;  
    scrollbar-width: none;
}
.hac-tabs::-webkit-scrollbar {
    display: none; /* Hides scrollbar on Chrome/Safari */
}
.hac-tab-btn {
    flex: 1;
    padding: 0.5rem 0.75rem;
    font-size: 0.8rem;
    font-weight: 600;
    color: var(--clr-text-secondary, #475569);
    background: transparent;
    border: none;
    border-radius: 7px;
    cursor: pointer;
    transition: background 0.18s ease, color 0.18s ease, box-shadow 0.18s ease;
    white-space: nowrap;
    text-align: center;
    line-height: 1.3;
}

.hac-tab-btn:hover {
    background: var(--clr-accent-hover, #bae6fd);
    color: var(--clr-accent-dark, #0369a1);
}

.hac-tab-btn.hac-tab-active {
    background: #ffffff;
    color: var(--clr-accent-dark, #0369a1);
    box-shadow: 0 1px 4px rgba(14,165,233,0.15);
}

/* ── HAC: Tab Panels ────────────────────────────────────────────────────── */
.hac-tab-panel { display: none; }
.hac-tab-panel.hac-panel-active { display: block; }

/* ── HAC: Section label ─────────────────────────────────────────────────── */
.hac-section-label {
    font-size: 0.7rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.06em;
    color: var(--clr-accent, #0ea5e9);
    margin: 0 0 0.6rem;
}

/* ── HAC: Input Grid ────────────────────────────────────────────────────── */
.hac-inputs-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 0.75rem;
}

.hac-inputs-grid.hac-grid-full {
    grid-template-columns: 1fr;
}

@media (max-width: 520px) {
    .hac-inputs-grid { grid-template-columns: 1fr; }
}

/* ── HAC: Input Group ───────────────────────────────────────────────────── */
.hac-input-group {
    display: flex;
    flex-direction: column;
    gap: 0.3rem;
}

.hac-input-label {
    font-size: 0.775rem;
    font-weight: 600;
    color: var(--clr-text-secondary, #475569);
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 0.5rem;
}

.hac-input-hint {
    font-weight: 400;
    font-size: 0.7rem;
    color: var(--clr-text-muted, #94a3b8);
}

.hac-input-wrap {
    position: relative;
    display: flex;
    align-items: center;
}

.hac-input-prefix,
.hac-input-suffix {
    position: absolute;
    font-size: 0.82rem;
    font-weight: 600;
    color: var(--clr-text-muted, #94a3b8);
    pointer-events: none;
    user-select: none;
}

.hac-input-prefix { left: 0.7rem; }
.hac-input-suffix { right: 0.7rem; }

.hac-calc-input {
    width: 100%;
    padding: 0.55rem 2rem 0.55rem 1.65rem;
    font-size: 0.88rem;
    font-weight: 500;
    color: var(--clr-text-primary, #0f172a);
    background: var(--clr-bg-soft, #f8fafc);
    border: 1.5px solid var(--clr-border, #e2e8f0);
    border-radius: 8px;
    outline: none;
    transition: border-color 0.18s, box-shadow 0.18s, background 0.18s;
    -moz-appearance: textfield;
    appearance: textfield;
}

.hac-calc-input::-webkit-outer-spin-button,
.hac-calc-input::-webkit-inner-spin-button { -webkit-appearance: none; margin: 0; }

.hac-calc-input:focus {
    border-color: var(--clr-accent, #0ea5e9);
    background: #ffffff;
    box-shadow: var(--shadow-focus, 0 0 0 4px rgba(14,165,233,0.15));
}

.hac-calc-input.hac-no-prefix { padding-left: 0.75rem; }
.hac-calc-input.hac-no-suffix { padding-right: 0.75rem; }

/* Select */
.hac-calc-select {
    width: 100%;
    padding: 0.55rem 2rem 0.55rem 0.75rem;
    font-size: 0.88rem;
    font-weight: 500;
    color: var(--clr-text-primary, #0f172a);
    background: var(--clr-bg-soft, #f8fafc) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 12 12'%3E%3Cpath d='M2 4l4 4 4-4' stroke='%2394a3b8' stroke-width='1.5' fill='none' stroke-linecap='round'/%3E%3C/svg%3E") no-repeat right 0.75rem center;
    border: 1.5px solid var(--clr-border, #e2e8f0);
    border-radius: 8px;
    outline: none;
    appearance: none;
    cursor: pointer;
    transition: border-color 0.18s, box-shadow 0.18s;
}

.hac-calc-select:focus {
    border-color: var(--clr-accent, #0ea5e9);
    background-color: #ffffff;
    box-shadow: var(--shadow-focus, 0 0 0 4px rgba(14,165,233,0.15));
}

/* Input desc */
.hac-input-desc {
    font-size: 0.68rem;
    color: var(--clr-text-muted, #94a3b8);
    line-height: 1.35;
}

/* ── HAC: Slider ────────────────────────────────────────────────────────── */
.hac-slider-wrap {
    display: flex;
    flex-direction: column;
    gap: 0.3rem;
}

.hac-slider {
    -webkit-appearance: none;
    appearance: none;
    width: 100%;
    height: 5px;
    border-radius: 99px;
    background: var(--clr-border, #e2e8f0);
    outline: none;
    cursor: pointer;
    transition: background 0.2s;
}

.hac-slider::-webkit-slider-thumb {
    -webkit-appearance: none;
    appearance: none;
    width: 18px;
    height: 18px;
    border-radius: 50%;
    background: var(--clr-accent, #0ea5e9);
    border: 2px solid #fff;
    box-shadow: 0 1px 4px rgba(14,165,233,0.35);
    cursor: pointer;
    transition: transform 0.15s;
}

.hac-slider::-webkit-slider-thumb:hover { transform: scale(1.15); }
.hac-slider::-moz-range-thumb {
    width: 18px; height: 18px; border-radius: 50%;
    background: var(--clr-accent, #0ea5e9);
    border: 2px solid #fff;
    box-shadow: 0 1px 4px rgba(14,165,233,0.35);
    cursor: pointer;
}

.hac-slider-labels {
    display: flex;
    justify-content: space-between;
    font-size: 0.67rem;
    color: var(--clr-text-muted, #94a3b8);
}

/* ── HAC: Divider ───────────────────────────────────────────────────────── */
.hac-divider {
    border: none;
    border-top: 1px solid var(--clr-border-soft, #f1f5f9);
    margin: 0.9rem 0;
}

/* ── HAC: Toggle Row ────────────────────────────────────────────────────── */
.hac-toggle-row {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 0.75rem;
    padding: 0.5rem 0;
}

.hac-toggle-label {
    font-size: 0.78rem;
    font-weight: 600;
    color: var(--clr-text-secondary, #475569);
}

.hac-toggle-switch {
    position: relative;
    width: 36px;
    height: 20px;
    flex-shrink: 0;
}

.hac-toggle-switch input { opacity: 0; width: 0; height: 0; }

.hac-toggle-slider {
    position: absolute;
    inset: 0;
    background: var(--clr-border, #e2e8f0);
    border-radius: 99px;
    cursor: pointer;
    transition: background 0.2s;
}

.hac-toggle-slider::before {
    content: '';
    position: absolute;
    left: 3px; top: 3px;
    width: 14px; height: 14px;
    background: #fff;
    border-radius: 50%;
    transition: transform 0.2s;
    box-shadow: 0 1px 3px rgba(0,0,0,0.15);
}

.hac-toggle-switch input:checked + .hac-toggle-slider {
    background: var(--clr-accent, #0ea5e9);
}

.hac-toggle-switch input:checked + .hac-toggle-slider::before {
    transform: translateX(16px);
}

/* ── HAC: Calculate Button ──────────────────────────────────────────────── */
.hac-calculate-btn {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 0.5rem;
    width: 100%;
    padding: 0.75rem 1.5rem;
    margin-top: 1rem;
    font-size: 0.95rem;
    font-weight: 700;
    color: #ffffff;
    background: linear-gradient(135deg, var(--clr-accent, #0ea5e9) 0%, var(--clr-accent-dark, #0369a1) 100%);
    border: none;
    border-radius: 10px;
    cursor: pointer;
    transition: opacity 0.18s, transform 0.15s, box-shadow 0.18s;
    box-shadow: 0 3px 10px rgba(14,165,233,0.3);
    letter-spacing: 0.01em;
}

.hac-calculate-btn:hover {
    opacity: 0.92;
    transform: translateY(-1px);
    box-shadow: 0 5px 16px rgba(14,165,233,0.4);
}

.hac-calculate-btn:active {
    transform: translateY(0);
    box-shadow: 0 2px 8px rgba(14,165,233,0.25);
}

/* ── HAC: Results ───────────────────────────────────────────────────────── */
.hac-results { margin-top: 1.25rem; }

.hac-results-header {
    display: flex;
    align-items: center;
    gap: 0.5rem;
    margin-bottom: 0.9rem;
}

.hac-results-title {
    font-size: 0.85rem;
    font-weight: 700;
    color: var(--clr-text-secondary, #475569);
    text-transform: uppercase;
    letter-spacing: 0.06em;
}

/* Affordability Rating Badge */
.hac-rating-badge {
    display: inline-flex;
    align-items: center;
    gap: 0.35rem;
    padding: 0.25rem 0.65rem;
    border-radius: 99px;
    font-size: 0.72rem;
    font-weight: 700;
    letter-spacing: 0.03em;
    margin-left: auto;
}

.hac-rating-badge.hac-comfortable {
    background: #dcfce7; color: #15803d;
}
.hac-rating-badge.hac-moderate {
    background: #fef9c3; color: #854d0e;
}
.hac-rating-badge.hac-stretched {
    background: #fee2e2; color: #b91c1c;
}

/* Primary hero result */
.hac-hero-result {
    background: linear-gradient(135deg, var(--clr-accent-light, #e0f2fe) 0%, #f0f9ff 100%);
    border: 1.5px solid var(--clr-accent-hover, #bae6fd);
    border-radius: 12px;
    padding: 1rem 1.25rem;
    margin-bottom: 0.75rem;
    text-align: center;
}

.hac-hero-label {
    font-size: 0.75rem;
    font-weight: 600;
    color: var(--clr-accent-dark, #0369a1);
    text-transform: uppercase;
    letter-spacing: 0.06em;
    margin-bottom: 0.2rem;
}

.hac-hero-value {
    font-size: 2rem;
    font-weight: 800;
    color: var(--clr-accent-dark, #0369a1);
    line-height: 1.1;
    letter-spacing: -0.02em;
}

.hac-hero-sub {
    font-size: 0.72rem;
    color: var(--clr-text-secondary, #475569);
    margin-top: 0.2rem;
}

/* Results Grid */
.hac-results-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 0.6rem;
    margin-bottom: 0.75rem;
}

@media (max-width: 400px) {
    .hac-results-grid { grid-template-columns: 1fr; }
}

.hac-result-card {
    background: var(--clr-bg-soft, #f8fafc);
    border: 1.5px solid var(--clr-border, #e2e8f0);
    border-radius: 10px;
    padding: 0.7rem 0.85rem;
    transition: border-color 0.18s;
}

.hac-result-card:hover {
    border-color: var(--clr-accent-hover, #bae6fd);
}

.hac-result-label {
    font-size: 0.68rem;
    font-weight: 600;
    color: var(--clr-text-muted, #94a3b8);
    text-transform: uppercase;
    letter-spacing: 0.05em;
    margin-bottom: 0.2rem;
}

.hac-result-value {
    font-size: 1.05rem;
    font-weight: 700;
    color: var(--clr-text-primary, #0f172a);
    display: block;
}

.hac-result-note {
    font-size: 0.65rem;
    color: var(--clr-text-muted, #94a3b8);
    margin-top: 0.1rem;
}

/* ── HAC: Payment Breakdown Bar ─────────────────────────────────────────── */
.hac-breakdown {
    background: var(--clr-bg-soft, #f8fafc);
    border: 1.5px solid var(--clr-border, #e2e8f0);
    border-radius: 10px;
    padding: 0.85rem;
    margin-bottom: 0.75rem;
}

.hac-breakdown-title {
    font-size: 0.72rem;
    font-weight: 700;
    color: var(--clr-text-secondary, #475569);
    text-transform: uppercase;
    letter-spacing: 0.05em;
    margin-bottom: 0.6rem;
}

.hac-breakdown-bar {
    display: flex;
    height: 9px;
    border-radius: 99px;
    overflow: hidden;
    background: var(--clr-border, #e2e8f0);
    margin-bottom: 0.6rem;
}

.hac-bar-principal  { background: var(--clr-accent, #0ea5e9); transition: width 0.4s ease; }
.hac-bar-interest   { background: var(--clr-interest, #fbbf24); transition: width 0.4s ease; }
.hac-bar-tax        { background: var(--clr-teal, #14b8a6); transition: width 0.4s ease; }
.hac-bar-insurance  { background: var(--clr-green, #22c55e); transition: width 0.4s ease; }
.hac-bar-pmi        { background: #a78bfa; transition: width 0.4s ease; }
.hac-bar-hoa        { background: #fb923c; transition: width 0.4s ease; }

.hac-breakdown-legend {
    display: flex;
    flex-wrap: wrap;
    gap: 0.4rem 0.75rem;
}

.hac-legend-item {
    display: flex;
    align-items: center;
    gap: 0.3rem;
    font-size: 0.68rem;
    color: var(--clr-text-secondary, #475569);
}

.hac-legend-dot {
    width: 8px;
    height: 8px;
    border-radius: 50%;
    flex-shrink: 0;
}

/* ── HAC: DTI Gauge ─────────────────────────────────────────────────────── */
.hac-dti-wrap {
    background: var(--clr-bg-soft, #f8fafc);
    border: 1.5px solid var(--clr-border, #e2e8f0);
    border-radius: 10px;
    padding: 0.85rem;
    margin-bottom: 0.75rem;
}

.hac-dti-label {
    font-size: 0.72rem;
    font-weight: 700;
    color: var(--clr-text-secondary, #475569);
    text-transform: uppercase;
    letter-spacing: 0.05em;
    margin-bottom: 0.6rem;
}

.hac-dti-bars { display: flex; flex-direction: column; gap: 0.45rem; }

.hac-dti-row {
    display: flex;
    align-items: center;
    gap: 0.6rem;
    font-size: 0.72rem;
}

.hac-dti-row-label {
    width: 80px;
    flex-shrink: 0;
    color: var(--clr-text-secondary, #475569);
    font-weight: 600;
}

.hac-dti-track {
    flex: 1;
    height: 7px;
    background: var(--clr-border, #e2e8f0);
    border-radius: 99px;
    overflow: hidden;
}

.hac-dti-fill {
    height: 100%;
    border-radius: 99px;
    transition: width 0.4s ease, background 0.3s;
}

.hac-dti-pct {
    width: 38px;
    text-align: right;
    font-weight: 700;
    flex-shrink: 0;
}

.hac-dti-fill.hac-dti-safe    { background: var(--clr-green, #22c55e); }
.hac-dti-fill.hac-dti-caution { background: var(--clr-interest, #fbbf24); }
.hac-dti-fill.hac-dti-high    { background: #ef4444; }
.hac-dti-pct.hac-dti-safe     { color: #15803d; }
.hac-dti-pct.hac-dti-caution  { color: #854d0e; }
.hac-dti-pct.hac-dti-high     { color: #b91c1c; }

/* ── HAC: Amortization Table ────────────────────────────────────────────── */
.hac-amort-wrap {
    margin-top: 0.75rem;
    overflow-x: auto;
    border: 1.5px solid var(--clr-border, #e2e8f0);
    border-radius: 10px;
}

.hac-amort-table {
    width: 100%;
    border-collapse: collapse;
    font-size: 0.75rem;
}

.hac-amort-table th {
    background: var(--clr-bg-muted, #f1f5f9);
    color: var(--clr-text-secondary, #475569);
    font-weight: 700;
    font-size: 0.67rem;
    text-transform: uppercase;
    letter-spacing: 0.05em;
    padding: 0.5rem 0.65rem;
    text-align: right;
    border-bottom: 1.5px solid var(--clr-border, #e2e8f0);
    white-space: nowrap;
}

.hac-amort-table th:first-child { text-align: left; }

.hac-amort-table td {
    padding: 0.45rem 0.65rem;
    text-align: right;
    border-bottom: 1px solid var(--clr-border-soft, #f1f5f9);
    color: var(--clr-text-primary, #0f172a);
    white-space: nowrap;
}

.hac-amort-table td:first-child { text-align: left; font-weight: 600; }
.hac-amort-table tr:last-child td { border-bottom: none; }
.hac-amort-table tr:hover td { background: var(--clr-bg-soft, #f8fafc); }

.hac-amort-td-interest { color: var(--clr-interest, #fbbf24) !important; font-weight: 600; }

.hac-amort-show-more {
    display: block;
    width: 100%;
    padding: 0.5rem;
    text-align: center;
    font-size: 0.78rem;
    font-weight: 600;
    color: var(--clr-accent, #0ea5e9);
    background: var(--clr-bg-soft, #f8fafc);
    border: none;
    border-top: 1px solid var(--clr-border, #e2e8f0);
    cursor: pointer;
    transition: background 0.15s;
    border-radius: 0 0 9px 9px;
}

.hac-amort-show-more:hover { background: var(--clr-accent-light, #e0f2fe); }

/* ── HAC: Comparison Tool ───────────────────────────────────────────────── */
.hac-compare-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 0.75rem;
}

@media (max-width: 500px) {
    .hac-compare-grid { grid-template-columns: 1fr; }
}

.hac-compare-card {
    background: var(--clr-bg-soft, #f8fafc);
    border: 1.5px solid var(--clr-border, #e2e8f0);
    border-radius: 10px;
    padding: 0.85rem;
}

.hac-compare-card-title {
    font-size: 0.72rem;
    font-weight: 700;
    color: var(--clr-accent-dark, #0369a1);
    text-transform: uppercase;
    letter-spacing: 0.05em;
    margin-bottom: 0.6rem;
    padding-bottom: 0.4rem;
    border-bottom: 1px solid var(--clr-border-soft, #f1f5f9);
}

.hac-compare-row {
    display: flex;
    justify-content: space-between;
    font-size: 0.75rem;
    padding: 0.2rem 0;
}

.hac-compare-key { color: var(--clr-text-secondary, #475569); }
.hac-compare-val { font-weight: 700; color: var(--clr-text-primary, #0f172a); }

/* ── HAC: Warning Box ───────────────────────────────────────────────────── */
.hac-warning {
    background: var(--clr-warning-bg, #fffbeb);
    border: 1px solid var(--clr-warning-brd, #fde68a);
    border-radius: 8px;
    padding: 0.65rem 0.85rem;
    font-size: 0.73rem;
    color: var(--clr-warning-text, #b45309);
    margin-top: 0.75rem;
    display: flex;
    gap: 0.5rem;
    align-items: flex-start;
    line-height: 1.45;
}

.hac-warning-icon { flex-shrink: 0; margin-top: 0.05rem; }

/* ── HAC: Empty / Placeholder ───────────────────────────────────────────── */
.hac-results-placeholder {
    text-align: center;
    padding: 2rem 1rem;
    color: var(--clr-text-muted, #94a3b8);
    font-size: 0.82rem;
}

.hac-results-placeholder svg {
    display: block;
    margin: 0 auto 0.65rem;
    opacity: 0.35;
}

/* ── HAC: Article formula block overrides ───────────────────────────────── */
.calc-article .hac-formula {
    background: var(--clr-bg-muted, #f1f5f9);
    border-left: 3px solid var(--clr-teal, #14b8a6);
    border-radius: 6px;
    padding: 0.75rem 1rem;
    font-family: 'Courier New', Courier, monospace;
    font-size: 0.88rem;
    color: var(--clr-text-primary, #0f172a);
    margin: 0.75rem 0;
    overflow-x: auto;
}

/* ── HAC: Responsive tweaks ─────────────────────────────────────────────── */
@media (max-width: 400px) {
    .hac-tabs { flex-wrap: wrap; }
    .hac-tab-btn { font-size: 0.72rem; padding: 0.4rem 0.5rem; }
    .hac-hero-value { font-size: 1.6rem; }
}