/* ═══════════════════════════════════════════════════════════════════════════
 * PERSONAL LOAN CALCULATOR — personal-loan-calc.css
 * Namespace: .plc-* (Personal Loan Calculator)
 * All selectors are scoped to avoid conflicts with other site CSS.
 * ═══════════════════════════════════════════════════════════════════════════ */

/* ── LOCAL TOKENS (mirrors brand color-scheme.md) ──────────────────────── */
#plc-main,
#plc-calculator-container {
    --plc-accent:        #0ea5e9;
    --plc-accent-dark:   #0369a1;
    --plc-accent-light:  #e0f2fe;
    --plc-accent-hover:  #bae6fd;
    --plc-interest:      #fbbf24;
    --plc-teal:          #14b8a6;
    --plc-green:         #22c55e;
    --plc-warning-text:  #b45309;
    --plc-warning-bg:    #fffbeb;
    --plc-warning-brd:   #fde68a;
    --plc-bg:            #ffffff;
    --plc-bg-soft:       #f8fafc;
    --plc-bg-muted:      #f1f5f9;
    --plc-text-primary:  #0f172a;
    --plc-text-secondary:#475569;
    --plc-text-muted:    #94a3b8;
    --plc-border:        #e2e8f0;
    --plc-border-soft:   #f1f5f9;
    --plc-shadow-focus:  0 0 0 4px rgba(14,165,233,0.15);
    --plc-radius:        10px;
    --plc-radius-sm:     6px;
    --plc-transition:    150ms ease;
}

/* ── WIDGET WRAPPER ──────────────────────────────────────────────────────── */
#plc-main.plc-wrap {
    width: 100%;
    font-family: inherit;
    color: var(--plc-text-primary);
}

.plc-widget-heading {
    font-size: 1.2rem;
    font-weight: 700;
    color: var(--plc-text-primary);
    margin: 0 0 2px;
    line-height: 1.3;
}

.plc-widget-subheading {
    font-size: 0.82rem;
    color: var(--plc-text-secondary);
    margin: 0 0 18px;
}

/* ── BODY: TWO-COLUMN ON DESKTOP, STACKED ON MOBILE ─────────────────────── */
.plc-body {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 20px;
    align-items: start;
}

@media (max-width: 900px) {
    .plc-body {
        grid-template-columns: 1fr;
    }
}

/* ── INPUTS PANEL ────────────────────────────────────────────────────────── */
.plc-inputs-panel {
    display: flex;
    flex-direction: column;
    gap: 14px;
}

.plc-input-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 12px;
}

@media (max-width: 600px) {
    .plc-input-grid {
        grid-template-columns: 1fr;
    }
}

/* Fields */
.plc-field {
    display: flex;
    flex-direction: column;
    gap: 4px;
}

.plc-label {
    display: flex;
    align-items: center;
    gap: 6px;
    font-size: 0.78rem;
    font-weight: 600;
    color: var(--plc-text-primary);
    letter-spacing: 0.01em;
}

.plc-hint {
    font-size: 0.7rem;
    font-weight: 400;
    color: var(--plc-text-muted);
    background: var(--plc-bg-muted);
    padding: 1px 6px;
    border-radius: 99px;
    margin-left: auto;
}

.plc-input-wrap {
    display: flex;
    align-items: center;
    border: 1.5px solid var(--plc-border);
    border-radius: var(--plc-radius-sm);
    background: var(--plc-bg);
    overflow: hidden;
    transition: border-color var(--plc-transition), box-shadow var(--plc-transition);
}

.plc-input-wrap:focus-within {
    border-color: var(--plc-accent);
    box-shadow: var(--plc-shadow-focus);
}

.plc-prefix,
.plc-suffix {
    padding: 0 8px;
    font-size: 0.82rem;
    font-weight: 600;
    color: var(--plc-text-muted);
    background: var(--plc-bg-soft);
    border-right: 1.5px solid var(--plc-border-soft);
    line-height: 36px;
    flex-shrink: 0;
    user-select: none;
}

.plc-suffix {
    border-right: none;
    border-left: 1.5px solid var(--plc-border-soft);
}

.plc-input {
    flex: 1;
    border: none;
    outline: none;
    background: transparent;
    padding: 0 8px;
    height: 36px;
    font-size: 0.88rem;
    font-weight: 500;
    color: var(--plc-text-primary);
    width: 100%;
    min-width: 0;
    -moz-appearance: textfield;
}

.plc-input::-webkit-outer-spin-button,
.plc-input::-webkit-inner-spin-button {
    -webkit-appearance: none;
}

.plc-input--date {
    padding: 0 8px;
    font-size: 0.82rem;
}

.plc-input-wrap--date .plc-prefix {
    display: none;
}

.plc-desc {
    font-size: 0.69rem;
    color: var(--plc-text-muted);
    line-height: 1.4;
}

/* ── ACTION BUTTONS ──────────────────────────────────────────────────────── */
.plc-actions {
    display: flex;
    gap: 10px;
    flex-wrap: wrap;
}

.plc-btn {
    display: inline-flex;
    align-items: center;
    gap: 7px;
    padding: 0 20px;
    height: 40px;
    border-radius: var(--plc-radius-sm);
    font-size: 0.875rem;
    font-weight: 600;
    cursor: pointer;
    border: 1.5px solid transparent;
    transition: background var(--plc-transition), color var(--plc-transition),
                border-color var(--plc-transition), box-shadow var(--plc-transition);
    white-space: nowrap;
    line-height: 1;
}

.plc-btn--primary {
    background: var(--plc-accent);
    color: #fff;
    border-color: var(--plc-accent);
}

.plc-btn--primary:hover {
    background: var(--plc-accent-dark);
    border-color: var(--plc-accent-dark);
}

.plc-btn--primary:focus-visible {
    outline: none;
    box-shadow: var(--plc-shadow-focus);
}

.plc-btn--ghost {
    background: var(--plc-bg-soft);
    color: var(--plc-text-secondary);
    border-color: var(--plc-border);
}

.plc-btn--ghost:hover {
    background: var(--plc-bg-muted);
    color: var(--plc-text-primary);
}

.plc-btn--ghost:focus-visible {
    outline: none;
    box-shadow: var(--plc-shadow-focus);
}

/* ── RESULTS PANEL ───────────────────────────────────────────────────────── */
.plc-results-panel {
    display: flex;
    flex-direction: column;
    gap: 14px;
}

/* Summary Grid */
.plc-summary-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 8px;
}

@media (max-width: 1100px) and (min-width: 901px) {
    .plc-summary-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 500px) {
    .plc-summary-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

.plc-summary-card {
    background: var(--plc-bg-soft);
    border: 1.5px solid var(--plc-border);
    border-radius: var(--plc-radius-sm);
    padding: 10px 12px;
    display: flex;
    flex-direction: column;
    gap: 3px;
}

.plc-summary-card--primary {
    background: var(--plc-accent-light);
    border-color: var(--plc-accent);
}

.plc-summary-label {
    font-size: 0.69rem;
    font-weight: 500;
    color: var(--plc-text-muted);
    text-transform: uppercase;
    letter-spacing: 0.04em;
    white-space: nowrap;
}

.plc-summary-val {
    font-size: 1rem;
    font-weight: 700;
    color: var(--plc-text-primary);
    letter-spacing: -0.02em;
    line-height: 1.2;
}

.plc-summary-card--primary .plc-summary-val {
    color: var(--plc-accent-dark);
    font-size: 1.1rem;
}

.plc-summary-val--interest {
    color: #b45309;
}

.plc-summary-val--sm {
    font-size: 0.88rem;
}

/* ── CHART AREA ──────────────────────────────────────────────────────────── */
.plc-chart-area {
    display: grid;
    grid-template-columns: 140px 1fr;
    gap: 14px;
    align-items: start;
    background: var(--plc-bg-soft);
    border: 1.5px solid var(--plc-border);
    border-radius: var(--plc-radius-sm);
    padding: 12px;
}

@media (max-width: 500px) {
    .plc-chart-area {
        grid-template-columns: 1fr;
    }
}

.plc-chart-title {
    font-size: 0.73rem;
    font-weight: 600;
    color: var(--plc-text-secondary);
    text-transform: uppercase;
    letter-spacing: 0.06em;
    margin: 0 0 8px;
}

/* Donut Chart */
.plc-chart-col {
    display: flex;
    flex-direction: column;
    align-items: center;
}

.plc-donut-wrap {
    position: relative;
    width: 120px;
    height: 120px;
    flex-shrink: 0;
}

.plc-donut-wrap canvas {
    display: block;
    width: 120px !important;
    height: 120px !important;
}

.plc-donut-center {
    position: absolute;
    inset: 0;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    pointer-events: none;
}

.plc-donut-pct {
    font-size: 0.95rem;
    font-weight: 700;
    color: var(--plc-text-primary);
    line-height: 1;
}

.plc-donut-lbl {
    font-size: 0.62rem;
    color: var(--plc-text-muted);
    margin-top: 2px;
}

.plc-legend {
    display: flex;
    flex-direction: column;
    gap: 4px;
    margin-top: 8px;
    width: 100%;
}

.plc-legend-item {
    display: flex;
    align-items: center;
    gap: 5px;
    font-size: 0.69rem;
    color: var(--plc-text-secondary);
}

.plc-dot {
    display: inline-block;
    width: 8px;
    height: 8px;
    border-radius: 50%;
    flex-shrink: 0;
}

.plc-dot--principal { background: var(--plc-accent); }
.plc-dot--interest  { background: var(--plc-interest); }

/* Bar Chart */
.plc-bar-col {
    min-width: 0;
    display: flex;
    flex-direction: column;
}

.plc-bar-chart-wrap {
    position: relative;
    height: 120px;
}

.plc-bar-chart-wrap canvas {
    display: block;
    width: 100% !important;
    height: 120px !important;
}

/* ── SAVINGS BANNER ──────────────────────────────────────────────────────── */
.plc-savings-banner {
    display: flex;
    align-items: flex-start;
    gap: 8px;
    background: #f0fdf4;
    border: 1.5px solid #bbf7d0;
    border-radius: var(--plc-radius-sm);
    padding: 10px 14px;
}

.plc-savings-banner p {
    margin: 0;
    font-size: 0.8rem;
    color: #166534;
    line-height: 1.5;
}

.plc-savings-banner svg {
    flex-shrink: 0;
    margin-top: 1px;
}

/* ── AMORTISATION SCHEDULE ───────────────────────────────────────────────── */
.plc-schedule-wrap {
    border: 1.5px solid var(--plc-border);
    border-radius: var(--plc-radius-sm);
    overflow: hidden;
}

.plc-schedule-toggle {
    width: 100%;
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 11px 14px;
    background: var(--plc-bg-soft);
    border: none;
    cursor: pointer;
    font-size: 0.82rem;
    font-weight: 600;
    color: var(--plc-text-primary);
    text-align: left;
    transition: background var(--plc-transition);
    gap: 8px;
}

.plc-schedule-toggle:hover {
    background: var(--plc-bg-muted);
}

.plc-schedule-toggle:focus-visible {
    outline: 2px solid var(--plc-accent);
    outline-offset: -2px;
}

.plc-chevron {
    flex-shrink: 0;
    transition: transform 220ms ease;
    color: var(--plc-text-muted);
}

.plc-schedule-toggle[aria-expanded="true"] .plc-chevron {
    transform: rotate(180deg);
}

.plc-schedule-table-wrap {
    border-top: 1.5px solid var(--plc-border);
}

.plc-table-scroll {
    overflow-x: auto;
    -webkit-overflow-scrolling: touch;
}

.plc-amort-table {
    width: 100%;
    border-collapse: collapse;
    font-size: 0.78rem;
}

.plc-amort-table th {
    background: var(--plc-bg-muted);
    padding: 7px 10px;
    text-align: right;
    font-size: 0.69rem;
    font-weight: 600;
    color: var(--plc-text-muted);
    text-transform: uppercase;
    letter-spacing: 0.04em;
    white-space: nowrap;
}

.plc-amort-table th:first-child {
    text-align: center;
}

.plc-amort-table td {
    padding: 6px 10px;
    text-align: right;
    border-bottom: 1px solid var(--plc-border-soft);
    color: var(--plc-text-secondary);
    white-space: nowrap;
}

.plc-amort-table td:first-child {
    text-align: center;
    font-weight: 600;
    color: var(--plc-text-muted);
    font-size: 0.7rem;
}

.plc-amort-table tbody tr:last-child td {
    border-bottom: none;
}

.plc-amort-table tbody tr:nth-child(even) td {
    background: var(--plc-bg-soft);
}

.plc-amort-table .plc-amort-interest {
    color: #b45309;
}

.plc-amort-table .plc-amort-balance {
    color: var(--plc-accent-dark);
    font-weight: 600;
}

/* ── RESPONSIVE FINE-TUNING ──────────────────────────────────────────────── */
@media (max-width: 480px) {
    .plc-widget-heading  { font-size: 1.05rem; }
    .plc-summary-val     { font-size: 0.92rem; }
    .plc-summary-card--primary .plc-summary-val { font-size: 1rem; }
    .plc-btn             { flex: 1; justify-content: center; }
}

@media (max-width: 380px) {
    .plc-input-grid      { grid-template-columns: 1fr; }
    .plc-summary-grid    { grid-template-columns: 1fr 1fr; }
}