RMD Calculator

Once a person reaches the age of 73, the IRS requires retirement account holders to withdraw a minimum amount of money each year – this is known as the Required Minimum Distribution (RMD). This calculator computes the RMD, future end-of-year account balances, and projects how your account might evolve if you only withdraw the RMD at the end of each year.

Modify the values and click the Calculate button

Your year of birth

Year of RMD

Account balance as of 12/31/2024

Is your spouse the primary beneficiary?

Yes No

Your spouse's year of birth

Estimated rate of return (in %)

Balance

RMD

Year	Your Age	Distribution Period	RMD	End of Year Balance

RMD Calculator

Modify the values and click the Calculate button

Result